A New York mortgage lender waited until 2021 to seek a default ruling in a case where a defendant failed to answer in 2018; an October 22 appeals court upheld dismissal of the foreclosure case
A New York appeals court has upheld the dismissal of a mortgage foreclosure lawsuit after the lender waited three years to seek a default judgment against a defendant who had not responded. The decision enforces state rules that require lenders to take legal action within set deadlines. The ruling was issued on 22 October 2026…
